Posts
It has become more or less a habit for me now considering the fact that the prices for the essential foods prices refuse to cool down even though for the first time in many years our economy is showing negative inflation. With the banks cutting fixed deposit interests there is no choice but to save money where ever possible.
When I was growing up, I was not really aware of the money saving concept. I picked up this habit later on when I started purchasing all types of items on my own and handling my own expenses. During the early years, the generic non branded food and non food item market was not as prevalent as it is today. That was the time in my life when we wouldn't even consider the idea of cutting corners on groceries. At that time, bargain hunting was mostly for clothes, appliances and cars. After a while when I started purchasing household items, I started buying a few generic products out of curiosity. Seeing that most of the time the quality was similar/same to the branded items, I became hooked to these money saving items. Now, I try to take advantage of the sales or special offers at the grocery store whenever they are held.
These days I always buy generic items whenever a choice is available and try to compare prices and ingredients in labels when buying products. Sometimes if I have surplus money either in my pocket or if I haven’t exhausted my credit card credit limit and there is some sort of sale going on in the store, I would buy up in bulk and then stock up for the whole month. I guess the main money saving idea which I discovered was making a list before heading out of the house. This way I knew before hand what purchases needed to be made and I didn’t end up buying items which I really did not need.
I prefer to cook meals especially from scratch and I try to only cook only what will be eaten during one sitting. But if it seems like I have leftovers, then I reuse them for another meal later on in the day. Sticking to my budget is extremely important so that the wastage is minimized and also so that I can create a proper meal later on when I am not in the mood to spend splurge money. I try to minimse my trips either to the office or for other purposes to a bare minimum whenever possible in order to save travelling expenses. The public transport system even though it is not one of the best does offer a bit of savings when compared to my gas guzzling old car. Car pooling is not so popular here as this concept has not caught people’s attention yet.
Some of you guys must be using your own variation of the above methods to save money whenever possible. How do you plan out your groceries? Do you wait for things to go on sale and then stock up on these sale items? Do you participate in looking out for where the best bargain shops are in your locality for groceries and do you try to pick up tips from others who like to share their experiences?
When I was growing up, I was not really aware of the money saving concept. I picked up this habit later on when I started purchasing all types of items on my own and handling my own expenses. During the early years, the generic non branded food and non food item market was not as prevalent as it is today. That was the time in my life when we wouldn't even consider the idea of cutting corners on groceries. At that time, bargain hunting was mostly for clothes, appliances and cars. After a while when I started purchasing household items, I started buying a few generic products out of curiosity. Seeing that most of the time the quality was similar/same to the branded items, I became hooked to these money saving items. Now, I try to take advantage of the sales or special offers at the grocery store whenever they are held.
These days I always buy generic items whenever a choice is available and try to compare prices and ingredients in labels when buying products. Sometimes if I have surplus money either in my pocket or if I haven’t exhausted my credit card credit limit and there is some sort of sale going on in the store, I would buy up in bulk and then stock up for the whole month. I guess the main money saving idea which I discovered was making a list before heading out of the house. This way I knew before hand what purchases needed to be made and I didn’t end up buying items which I really did not need.
I prefer to cook meals especially from scratch and I try to only cook only what will be eaten during one sitting. But if it seems like I have leftovers, then I reuse them for another meal later on in the day. Sticking to my budget is extremely important so that the wastage is minimized and also so that I can create a proper meal later on when I am not in the mood to spend splurge money. I try to minimse my trips either to the office or for other purposes to a bare minimum whenever possible in order to save travelling expenses. The public transport system even though it is not one of the best does offer a bit of savings when compared to my gas guzzling old car. Car pooling is not so popular here as this concept has not caught people’s attention yet.
Some of you guys must be using your own variation of the above methods to save money whenever possible. How do you plan out your groceries? Do you wait for things to go on sale and then stock up on these sale items? Do you participate in looking out for where the best bargain shops are in your locality for groceries and do you try to pick up tips from others who like to share their experiences?
